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7 Warning Signs You Need a New Roof

 

Is it time to repair or replace your old roof? Look for these red flags before calling a roofer.

Most homeowners figure they need a new roof after they spot a leak in their ceiling. This leak could be due to many different roofing problems. But, ...

What Shape is My Roof

What Shape is My Roof One of the key premium discounts the you can get on your FL Home Insurance is from the shape of your roof.  In this post we will look at the various roof shapes typically found on FL homes and how they can impact your ...

When it comes to your roof, age matters at claim time

Wind and hail storms have been increasing in frequency over the past several years. As a result, some insurance companies have begun offering to cover roofs for Actual Cash Value (ACV) rather than Replacement Cost Value (RCV). What might seem as an attractive, lower premium offering at first sometimes catches ...

Do You Have the Right Car Insurance?

CAR INSURANCE IS inherently tricky to navigate because you don't find out just how well it works (or doesn't) until you have an accident. And if you're lucky, that doesn't happen too often. So how do you know if you have the right kind of car insurance for your ...

Why You're Paying More for Car Insurance Now

One big reason: Advanced safety features cost more to repair or replace. Car insurance rates have been rising, even for people with spotless driving records, and they’re likely to continue to go up in 2018. From 2012 to 2017, the consumer price index for auto insurance rose by 21.5%—the largest five-year increase in auto insurance costs since the early 1990s, says Ting Pen, of ValuePenguin.com, which analyzes financial data. During the same period, the overall CPI increased by 6.6%. Premiums continue to rise because insurers are ...

How to find Car Insurance

  While most people know whether they have liability, collision and/or comprehensive coverage, few people pay much attention to their insurance coverage until after they've been in an accident. In this article, we'll go over car insurance coverage and give you some tips to help you get ...

7 Reasons to Choose an Independent Agent

Insurance can be a complicated purchase. You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem bewildering. . Here are seven reasons why we believe the independent agency experience benefits you: They give you a choice – Independent agents represent many different insurance ...

Understanding Your Auto Insurance Deductible

If you’ve already experienced a claim, you’ve likely learned how your deductible works first hand. For those who haven’t, it can cause confusion about just what a deductible is and who pays for it. What a deductible is A deductible is the amount of money you (the ...

HOME INSURANCE QUOTE | ORDINANCE OR LAW COVERAGE: WHAT IT IS, WHY YOU NEED IT

Home Insurance Quote | In recent posts, we've talked about how to make sure you have the right coverage to protect your home. There is another element of homeowners insurance that is essential to ensure you have all the coverage you need - and not having it could leave you ...

Equipment breakdown coverage: Protect the equipment you depend on every day

A standard homeowner’s policy provides a great foundation to build on for protecting your home and personal property. But there are gaps, or areas in the policy where you might remain exposed to loss for items you rely on every day…your television, hot water heater, furnace, central air ...

Hip Roof Vs. Gable Roof: Why Shape of Roof is So Important as a Discount Factor

Roof is the first layer that wind, hail, wildfire and other hazards really begin to act on. It is the gateway to far greater damage claims once it’s breached. So, to a home insurance the roof is the most important part of house. That is why roof geometry or ...

How to save money on car insurance

When it comes to lowering your auto premiums, you’re in the driver’s seat

Having adequate car insurance is both smart and prudent, but there's no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars ...